previously discussed, the house needs new plumbing and wiring, a new roof and other repairs, including replacing most of the windows, refinishing the floors and making improvements to the kitchen to make it marketable for the $120,000 value. I plan to have the electrical and plumbing, floor, roof and kitchen work done by licensed subcontractors and to do most of the additional cosmetic work myself.     Here is a summary of the low bids I have received so far to the portion of the work to be completed by outside contractors. Copies of the bids are available on request.     Plumbing: Install new water and gas pipe install new water heater use existing sinks and tub but install new faucets and toilet     Low bid from Smith Brothers, 114 Prince William St., Gary, Indiana $12,998     Electrical: Pull new wiring throughout, install good quality fixtures and outlets, using existing boxes and wall holes wherever possible, all to code     Frank Rochioloi, Chicago, lllinois 4,006     Roof: Install four-ply roof over entire house with 20-year guarantee, to code     Johnson Roofing, Chicago, Illinois 800     Flooring and Carpeting: Repair flooring and install new wall-to-wall carpeting and/or linoleum throughout.     Acme Floors, Chicago, Illinois 4,958     Kitchen Cabinets: Build and install new cabinets in kitchen     Urizola Cabinets, Chicago, Illinois 1,995     Range and Refrigerator:     Gordons Appliances, Chicago, Illinois 1,398             Total Bid Items $26,155     I plan to do some of the cosmetic work myself during the three months, construction time. That work will include painting inside and out, replacing window glass and other miscellaneous items as the need arises. Cost of materials for those items will be about $500. Building permits and fees for